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CALDWELL LEGAL, USA ®
PERSONAL LEGAL DEFENDER ® – FAMILY PLAN

This outstanding plan includes TaxHotline

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The Personal Legal Defender ® - Family Plan provides all this for only $11.00 per month and answers your legal questions regarding matters such as:

Consumer Protection Traffic & Accident Matters Landlord/Tenant Rights
Products Liability Child Custody & Visitation Land Law
Medical Malpractice Juvenile Matters Estate Law
Family Matters Divorce Sexual Harassment
Small Claims Advice Personal Injury Contracts
Bankruptcy Wrongful Death Hiring and Firing

And much more...

Our members have the security and peace of mind of knowing that when they have a legal problem, good, solid legal advice is only a phone call away

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REDUCED FEE SERVICES

Reduced Rates for Complicated Legal Matters
A lawyer from Caldwell's Referral Attorney network will charge members no more than $85.00 per hour in-office ($125.00 in New York), out of office, or in court. Considering that the average attorney now charges more than $175.00 per hour, plan members receive a hard value and a great bargain for first rate service.

Additional Simple Wills
For eligible dependents, $25.00 each.

Revocable Living Trust
Caldwell Legal, USA ® members are offered a discounted price on top quality trust work. With an estate plan tailored to meet your needs, you may be able to save your beneficiaries from paying unnecessary money for tax and probate of your estate. An important way to continue to take care of your family even after you are gone.

Probate
The probate of estates is handled by a Caldwell Referral Attorney at a 25% reduction from the statutory fee. If you've ever had to hire an attorney to probate an estate, you know that they all charge virtually the same amount, down to the penny -- that is they all tend to charge the maximum amount allowable under the Probate Code. Caldwell Referral Attorneys have agreed to reduce their price by 25%. That means 25% more in the pockets of the beneficiaries for the same level of legal service.

Patents, Trademarks & Copyrights
Have you ever had a great idea you wanted to promote? Protect your great idea with a patent, trademark, or copyright. Members are charged a substantially reduced fee.
Reduced Fee Services
25% Reduction off the Attorney's usual and customary fee - Tax, Probate Litigation, Title Insurance, Securities, Anti-Trust matters. Availability basis only.

Pre-Existing Legal Matters
New subscribers are not excluded from taking care of their pre-existing legal matters. Your Legal Service Office (LSO) Attorney, or a lawyer from Caldwell's Referral Attorney network will reduce their fees by 25% for pre-existing legal matters.

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ADDITIONAL BENEFIT INFORMATION


Travel Service
You can have access to a local lawyer in your home state and a panel of attorneys located across the United States.

Eligible Dependents
Named Subscriber's spouse, dependent children, step-children, or legally adopted children, up to age 19 (23 if full-time student).

Effective Date
Your plan takes effect the date the application and fee is received.

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The Caldwell Legal, USA ® Guarantee
If for any reason you are not completely satisfied with your Legal Plan, simply return the Plan documents to us within the first 30 days and receive a full refund of the membership fee. (The enrollment fee is non-refundable) You are guaranteed a full refund during the first thirty days (30) even if you have used the plan during this period.
Benefits may vary slightly from state to state. See your membership package for the exact benefits you will receive.

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NEED MORE INFORMATION OR WANT TO ENROLL


For more information or for a brochure, contact Capitol Association Plans (CAPS) or visit the website for Caldwell Legal, USA ® at www.caldwelllegal.com. To enroll, print the enrollment form from the Legal Plans Page on the CAADAC Insurance Website and and send to CAPS via Fax or Email (see below).

As an added benefit, CAADAC members will receive this great plan for $11 per month, a $3 per month savings and ½ off the one-time enrollment fee! CAADAC members must enroll through CAPS in order to receive plan discounts.

Capitol Association Plans, PO Box 15245, Sacramento, CA 95851-0245
Phone: 916.441.2800 Fax: 916.441.5555
E-mail: caps@capsplans.com Website: www.capsplans.com