Chambers of Commerce

CAPS Employer Dental & Vision Plans

Under this group plan, employers must contribute a minimum of 50% to the employee’s premium, but are not required to contribute for dependant coverage. Also, all employees who work over 32 hours are required to be covered unless they sign a waiver declining coverage. (Employees declining coverage will not be eligible to enroll at a later date unless they can show proof of loss of prior coverage. Employees are eligible on the first day of the month following six full months of employment; During the initial plan enrollment, Employers may choose to waive the waiting period for enrollees.)

CAPS dental benefits are provided by Delta Dental, California’s largest dental benefits carrier. The DeltaPPO/Premier plans allow you to visit any licensed dentist, although you receive advantages, such as in-network contracted rates when choosing a network dentist. To find a Delta Dental dentist near you, please visit www.deltadentalins.com.

An overview of our plans and rates is included in the Group Enrollment Form. To sign up, please fill out the form and return it to our office.

 

 

CAPS Voluntary Dental & Vision Plans

Voluntary programs allow an individual and their dependents a choice to participate in dental benefits on a voluntary basis. These programs provide no waiting periods to receive benefits. There are two coverage options in the voluntary program, DeltaPPO and DeltaCare.

CAPS dental benefits are provided by Delta Dental, California’s largest dental benefits carrier. To find a Delta Dental dentist near you, please visit www.deltadentalins.com.