Under this group plan, full-time employees (32+hrs) of CVMA members will have access to any DeltaPremier Dentist, which encompasses the entire Delta Dental network of dentists, approximately 22,000. If they choose to see a DeltaPreferred Dentist (DPO Dentist), they will have access to approximately 11,000 dentists, the annual deductible is waived and the maximum annual benefit is increased. Unlike many other plans, there are no waiting periods to utilize benefits and the percentage paid by Delta Dental increases each year over a period of 4 years to reach 100%. All employees who work over 32 hours are required to be covered unless they sign a waiver declining coverage. Employees declining coverage will not be eligible to enroll at a later date unless they can show proof of loss of prior coverage. Employees are eligible on the first day of the month following six full months of employment, however this can be waived upon initial enrollment. Employers must contribute a minimum of 50% to the employee’s premium, but are not required to contribute for dependent coverage. Group benefits can also be extended to all part-time employees if desired.

DeltaPreferred Details

CVMA Member Employers and Individuals
DeltaPremier and DeltaCare - Voluntary Programs